Nine: Curative Finance, Lillypond Presentations

A few days ago, I presented my blockchain-based healthcare savings system, Curative Finance, at the Austin Blockchain Alliance Meetup.

My presentation at the meetup is here on YouTube:

You can also email me at if you wish to see the PDF presentation.

Following my presentation, Richard Hurley and Keith Guidry from the Lillypond Project presented a document “protective reputation” system for the disabled, anchored in Blockchain:

It was pure luck that Lillypond’s presentation followed mine; we both talked about how technology can assist the most vulnerable populations.

I had a great time presenting, and hope to network with more like-minded folks.

Eight: An Email to Satoshi

Part One

This is the email I sent to the supposed creator of Bitcoin, Satoshi Nakamoto. This has been edited from the original email.

Dear Mr. Satoshi Nakamoto,

It has been about five years since I first heard about Bitcoin. I wasn’t interested in cryptocurrency until I discovered the underlying technology, blockchain, late last year. It is apparent to me that blockchain will change everything about our society, and hopefully for the better.

I wondered if Bitcoin erupted from your frustrations in the modern-day banking system. Just a guess, considering the image of your first Bitcoin “block” was an article about the British government’s handling of failing banks during the height of the recession.

That one week in September 2008 had me fixated on the stock channels. I know when the newscasters attempt to inflate the urgency of a news story. However, I’ve never seen the business reporters at MSNBC so frightened.

That week in September changed a lot of peoples’ lives, including mine. (I’ll talk about that in Part Two).

I wrote a few additional paragraphs in the email, then sent it off.

I received an “undeliverable” email error a short time after.

I am still learning about the cryptocurrency variations as well as the foundation of its technology, Blockchain. I own Bitcoin as well as Ethereum, Dai Stablecoin, and Amber Tokens. It’s a minuscule amount, but I hope to steadily increase my crypto portfolio.

It took some research, but I found a terrific site for those who have never bought or sold cryptocurrency. I found Coinbase to be very user friendly with great tutorials. But here’s the best part:

You can earn crypto as you learn it.


Last month, I completed my first Coinbase tutorial on the Dai stablecoin. Within 30 minutes, I completed all four videos and learned what a stablecoin is, how Dai can be used, and how to generate Dai. For my efforts, I was awarded 20 Dai stablecoins.

There are other user-friendly tutorials at Coinbase. You can learn about and earn cryptocurrencies such as DAI, EOS, Stellar Lumens, and others.

Please visit this link if you’d like more info on how Coinbase secures your transactions online.

Remember, this is not to be taken as financial advice. Seek the counsel of professionals. Do not pass Go. Do not collect $200. Visit a doctor if this euphoria lasts more than 2 hours.

If found this useful, please support my work and learn about cryptocurrencies. Visit the Coinbase site, buy or sell more than $100 at the site, and I earn crypto. Use the code – thank you!

William Shatner Liked My Tweet

What a pleasant surprise this morning to find one of my Tweets was liked by Actor William Shatner:

I’m not the biggest Star Trek fan, but I have so many wonderful memories of watching the original series as re-runs with my dad. Here are a few things my dad would say during the show:

  • Why is President Lincoln in space? This is ridiculous!
  • I’m glad they have blacks and Asians in this show. But where are the Mexicans?
  • Again?!?! Kirk falls in love with another space alien?!?!
  • I wish Spock would just punch Kirk in the face and tell him to shut up.

Good times! Miss you, Pops.

Diary: Acceptance

(Photo by Pixabay on

I was accepted into the Newchip accelerator bootcamp program!

For the next four weeks, I will study what it takes to succeed as a startup. Well, that’s the simple way to describe it.

What shocked me the most was not that I was accepted, but how little I currently know about fundraising. The Table of Contents was a wake up call.

For the past several years, it has been an uphill battle to figure out how to get clients. What I should have concentrated on is how to successfully raise funds for my business.

Here are just a few of the things I will learn:

  • Recruiting co-founders
  • Raising seed capital
  • Creating good Pitch Decks

So much to learn. Thank goodness I am a voracious reader!

Have a great rest of the week.

Diary: Creation

Let’s begin.

Here’s what is happening so far with Curative Fintech, nicknamed CF. I’m not giving away too much info here. If you’re interested in knowing the details of CF, please contact me at

  • Wrote an outline of how fringe benefit accounts can be incorporated into the blockchain
  • Brainstormed about how to create a cryptocurrency for a specific population
  • Networked with and studied blockchain/crypto firms to see how my idea would work
  • Submitted my Panel Picker entry for SXSW 2020.
  • Applied to the Newchip Accelerator Program

Details to follow soon.

Six – SXSW PanelPicker

The 2019 SXSW PanelPicker is here!

A summary of the PanelPicker is described below. The links will take you to the appropriate sections.

PanelPicker is the official SXSW user-generated session proposal platform developed to encourage the community to pitch their proposals for our daytime conference programming. This easy, two-step online process allows the SXSW community to have a voice in what creative and thought-provoking programming is scheduled at the SXSW Conference and SXSW EDU.

There are many session formats to choose from. Here are a few:

  • Book readings and signings
  • Meetups
  • Pitch events
  • Presentations and panels

The PanelPicker runs from July 1 to the 19th. I am in the process of submitting my pitch for the Pitch Event. Although I am unable to describe in detail what my idea is,

  • It does involve Blockchain for the special needs community in the United States , and
  • It may involve a cryptocurrency for this population.

I will drop hints here and there in future posts of my ideas. In the meantime, send me comments if you’ve attended SXSW before. I’ve attended SXSW Edu, but I’d like to know your experiences with past SXSW Interative sessions.


I’m not a programming expert. In fact, I hate programming. My main career path has been in general management; computer science courses were not required for an Accounting degree. I can’t even spell pergramming.

My first college major was Engineering. There was a joke circulating in the engineering department. It went something like this:

What do you call an Engineering Major dropout? An Accounting Major.

Initially, things went well with my intro Engineering courses. However, I was required to take a Pascal Programming class. I failed the class once and almost failed the class again.

Computer Programming stressed me so much I changed my major to Accounting.

There was a joke circulating around the business school:

What do you call an Accounting Major dropout? A Marketing major.

For years, I avoided learning any programming language. Besides, I enjoyed Accounting, and programming was not needed.

When I heard about Cryptocurrency, I wasn’t initially impressed. Another future dot-com failure, I erroneously assumed.

However, once I discovered the Blockchain and its worldwide implications, I was hooked. I felt I needed to be a part of this.

I had to learn a few programming languages to get a deep understanding of the Blockchain,

Soon after, I began online HTML and CSS courses. I eventually understood the basics, but I wasn’t interested in proceeding further.

I discovered Solidity. Simply put, it is a programming language to create smart contracts in the Blockchain. I visited a training website, BitDegree, where there was a fun, interactive course on Solidity.

When I started the free course, I wasn’t sure if I would be succesful on creating a smart contract via Solidity and “Space Doggos”. But after three online lessons, I felt a sea change. It was still difficult, but it wasn’t impossible. My skin didn’t break out in a rash. What happened?

I had fun with the program. I completed the first three tasks without a hitch; I gained confidence to continue.

Maybe I’m older and wiser. Maybe I just had to be motivated due to something so exciting, so earth-shattering like the Blockchain, that programming was now possible.

I’m not a programmer. I can do create a WordPress website with plugins, but I’m light years away from applying for a Full Stack web developer position.

My goal is to have a rudimentary knowledge of a few programming languages. I feel my career path is leading me to a finance position at a startup Blockchain company. Understanding programming languages will help me gain insight as to what my programmers are doing, and why.

I’ll continue to post updates on my adventures in Blockchain.

Four – My First Blockchain Meetup

Really excited to attend my first Blockchain Meetup

Thoughts before, during, and after my first Blockchain Meetup:

  • I’d rather climb the 17 stories to the meeting than take that glass elevator again
  • Where are the refreshments?
  • Thank goodness I sat through the entire video of the Token Taxonomy Workshop yesterday
  • My hand’s cramping. Nope, that’s my brain.
  • Non-Fungible tokens … yea. Fun.
  • Oh, wait – CRYPTOKITTIES are non-fungible tokens?!? Whoa.
  • I get it. I get it! The TTF wants to create a protocol similar to GAAP in Accounting.
  • Where did I park my car?

Three – Proof of Eureka

Last Saturday, I had a Eureka! moment. No, my idea didn’t form in my head while I bathed in the rub like Archimedes. It didn’t hit me like a ton of bricks the way it does like Dr. House.

When an idea forms in my head, it occurs when I am in the middle of a mundane task – washing dishes, running an errand, or listening to a cruddy podcast.

I’m going to let you in on a little secret about ideas, a theory that can never be proven. I can make millions on it – writing a best selling novel, becoming the female Seth Godin. Although this secret is pretty incredible, I have a low tolerance for keeping such juicy morsels from you, dear reader.

Here it is:

When an idea pops in your head, don’t dismiss it.

“That’s it?” you mutter, as you throw your iPhone out the kitchen window. Please, my fellow lover of knowledge, hear me out. Most humans, when an idea presents itself, will ignore it and move on to more pressing, present errands.

I have to pick up the kids. The dishes are piling in the sink. Did I pay my utility bill? In other words, I don’t have time for this!

Listen to me: Listen to yourself. Don’t dismiss your thoughts.

This is meant for perfectly rational thoughts and not those that will cause harm to yourself or others. This is meant for those thoughts that have the potential to become great ideas, that then have the potential to become great services or products.

I may wax poetic about my idea theory in another article.

An idea popped in my head listening to a podcast while doing laundry. The podcast was delving into the Blockchain protocol “proof of work”. This subject interests me immensely, but unfortunately, the podcaster had a unique ability of sucking the life out of an interesting topic.

“Maybe this is boring,” I thought, “because I can improve on this idea.”

POP! My idea explodes in my head. Stuck in the middle of piles of clothing in my laundry room, I mutter under my breath the idea so that I don’t forget it. A few minutes pass as I shove clean clothes into recognizable piles then walk quickly to my desk.

The idea is scribbled on the only piece of paper available – a crumbled receipt. I have a bad habit of leaving my note pads everywhere else but my desk.

I discover scraps of paper in the recycling bin nearby. Writing furiously for two pages, I feel confident all the info I had in my head is out.

At this time, I cannot divulge what the idea is. It is connected to Blockchain. It may be complete rubbish. It may lead to another great idea. This idea will may become the reason why I create a Blockchain company. Stay tuned.