Nine: Curative Finance, Lillypond Presentations

A few days ago, I presented my blockchain-based healthcare savings system, Curative Finance, at the Austin Blockchain Alliance Meetup.

My presentation at the meetup is here on YouTube:

You can also email me at if you wish to see the PDF presentation.

Following my presentation, Richard Hurley and Keith Guidry from the Lillypond Project presented a document “protective reputation” system for the disabled, anchored in Blockchain:

It was pure luck that Lillypond’s presentation followed mine; we both talked about how technology can assist the most vulnerable populations.

I had a great time presenting, and hope to network with more like-minded folks.

Eight: An Email to Satoshi

Part One

This is the email I sent to the supposed creator of Bitcoin, Satoshi Nakamoto. This has been edited from the original email.

Dear Mr. Satoshi Nakamoto,

It has been about five years since I first heard about Bitcoin. I wasn’t interested in cryptocurrency until I discovered the underlying technology, blockchain, late last year. It is apparent to me that blockchain will change everything about our society, and hopefully for the better.

I wondered if Bitcoin erupted from your frustrations in the modern-day banking system. Just a guess, considering the image of your first Bitcoin “block” was an article about the British government’s handling of failing banks during the height of the recession.

That one week in September 2008 had me fixated on the stock channels. I know when the newscasters attempt to inflate the urgency of a news story. However, I’ve never seen the business reporters at MSNBC so frightened.

That week in September changed a lot of peoples’ lives, including mine. (I’ll talk about that in Part Two).

I wrote a few additional paragraphs in the email, then sent it off.

I received an “undeliverable” email error a short time after.

I am still learning about the cryptocurrency variations as well as the foundation of its technology, Blockchain. I own Bitcoin as well as Ethereum, Dai Stablecoin, and Amber Tokens. It’s a minuscule amount, but I hope to steadily increase my crypto portfolio.

It took some research, but I found a terrific site for those who have never bought or sold cryptocurrency. I found Coinbase to be very user friendly with great tutorials. But here’s the best part:

You can earn crypto as you learn it.


Last month, I completed my first Coinbase tutorial on the Dai stablecoin. Within 30 minutes, I completed all four videos and learned what a stablecoin is, how Dai can be used, and how to generate Dai. For my efforts, I was awarded 20 Dai stablecoins.

There are other user-friendly tutorials at Coinbase. You can learn about and earn cryptocurrencies such as DAI, EOS, Stellar Lumens, and others.

Please visit this link if you’d like more info on how Coinbase secures your transactions online.

Remember, this is not to be taken as financial advice. Seek the counsel of professionals. Do not pass Go. Do not collect $200. Visit a doctor if this euphoria lasts more than 2 hours.

If found this useful, please support my work and learn about cryptocurrencies. Visit the Coinbase site, buy or sell more than $100 at the site, and I earn crypto. Use the code – thank you!

Seven: My First Encounter with a Venture Capitalist

Many years ago, I began researching about capital fundraising, Angel investing, and bootstrapping. I had several stereotypes in my head. Mainly, I thought Angel Investors were, Angelic …

And from what I read briefly about Venture Capitalists, this was my image:

And I confused a Bootstrapper with

A strapping young man.

Like I said, this was many years ago.

Now I know better. And last night, at the MassChallenge Texas meeting, I learned about what avenues to pursue after graduating from an accelerator bootcamp, including bootstrapping, venture capital, and other options.

It was a great discussion, and the panelists were very open and honest about what it took for each of them to succeed in their specific industry.

Once things wrapped up, I spoke briefly with the Venture Capital panelist. I did my best 30 second elevator pitch. She was nice and seemed interested in my idea.

When I left, I recalled my first encounter with a Venture Capitalist some time ago.

Here’s a photo and GIF representation of what happened:

I was nervous as I waited in line to give my elevator pitch.
He seemed interested in my idea. He then said something I mistook for a joke.
I thought it was funny.
It didn’t end well for me.

This experience is what I would call a “Fast Fail”.

No, I didn’t meet a similar fate of Paul Allen’s character from American Psycho. That horrible first encounter with a VC was actually a blessing in disguise. I decided that I wouldn’t be so unprepared the next time I attended a networking event. I did flub many times in other meetings, but eventually, I got to the point where I could relax and enjoy my surroundings.

Hope you enjoyed my awkward, wistful memories. Let me know what you think!

Vote for My SXSW Panel Presentation

Photo by Sean Mathis/Getty Images for SXSW

Hello Everyone,

My idea for a SXSW Presentation was entered into the final round! From now until August 23, anyone can visit the SXSW site and vote for a presentation you think would benefit the attendees of the next event, taking place March 2020 (hopefully mine).

My presentation, “Curative Fintech: A Crypto Medical Savings System” is the story of my journey into medical debt. I was able to move past debt by creating a unique method that reduces healthcare expenses. My revised system now includes a blockchain and cryptocurrency component.

To find my presentation, click here to visit the Panel Picker page, and in the Search field, enter “Curative”. You will see “Curative Fintech”. Click that link for the description and my Slideshare presentation. You don’t need a SXSW account in order to view it, but you will need one to vote.

I would love to represent the special needs community and those affected by medical debt. Help me achieve that goal by your vote!

If you want more details on my idea, or if you would like to receive the presentation via email, feel free to reply to 


Yolanda Baker

William Shatner Liked My Tweet

What a pleasant surprise this morning to find one of my Tweets was liked by Actor William Shatner:

I’m not the biggest Star Trek fan, but I have so many wonderful memories of watching the original series as re-runs with my dad. Here are a few things my dad would say during the show:

  • Why is President Lincoln in space? This is ridiculous!
  • I’m glad they have blacks and Asians in this show. But where are the Mexicans?
  • Again?!?! Kirk falls in love with another space alien?!?!
  • I wish Spock would just punch Kirk in the face and tell him to shut up.

Good times! Miss you, Pops.

Diary: Acceptance

(Photo by Pixabay on

I was accepted into the Newchip accelerator bootcamp program!

For the next four weeks, I will study what it takes to succeed as a startup. Well, that’s the simple way to describe it.

What shocked me the most was not that I was accepted, but how little I currently know about fundraising. The Table of Contents was a wake up call.

For the past several years, it has been an uphill battle to figure out how to get clients. What I should have concentrated on is how to successfully raise funds for my business.

Here are just a few of the things I will learn:

  • Recruiting co-founders
  • Raising seed capital
  • Creating good Pitch Decks

So much to learn. Thank goodness I am a voracious reader!

Have a great rest of the week.

Diary: Creation

Let’s begin.

Here’s what is happening so far with Curative Fintech, nicknamed CF. I’m not giving away too much info here. If you’re interested in knowing the details of CF, please contact me at

  • Wrote an outline of how fringe benefit accounts can be incorporated into the blockchain
  • Brainstormed about how to create a cryptocurrency for a specific population
  • Networked with and studied blockchain/crypto firms to see how my idea would work
  • Submitted my Panel Picker entry for SXSW 2020.
  • Applied to the Newchip Accelerator Program

Details to follow soon.

Update – Hempchain™ Meetup

Last week, I attended a Meetup here in Austin about the convergence of blockchain and the CBD/Hemp Industry.

(No, this is not what a Hempchain™ Meetup looks like.)

Quick note: there is a difference between CBD and marijuana. There is a difference between hemp and marijuana. Do your own research to understand the difference.

Presenter Mark Morris, creator and CEO of Hempchain™ technology, discussed some of the incredible opportunities and roadblocks the industry faces. Infrastructure and a reliable supply chain aren’t available now in the United States. Mark hopes that using his blockchain technology, Hempchain™, it may solve some logistics problems (that’s what I surmised from this meetup).

According to a Texas Department of Agriculture website, the application process to grow hemp (not marijuana) will start sometime in 2020. One of my relatives owns acreage in South Texas that isn’t producing a lot of revenue. Perhaps I can convince them of a new crop to grow there. 😉

In the meantime, I will continue research into the hemp industry and blockchain. I’ll keep y’all updated.

Quick Update – My Visit to Newchip

I visited the Austin office of Newchip this afternoon. Every Tuesday in July, the office will have a free co-working event, and so I decided to stop by and say hello.

Newchip, according to their page, is about focusing on product development, as well as ” … fundraising, negotiating, partnerships, and scaling revenue …”. I’ve done a bit of research on firms such as Newchip, and it is one of the few I’ve found that has such an extensive accelerator program for startups, and the only one I’ve found so far in Austin.

This appears to be a great place for startups that are just beginning their venture. There is a general work space open regular business hours Monday through Friday. There are also dedicated desks and small offices that are open extended hours.

Kim, the receptionist, was kind enough to offer me a quick tour of the place. I liked that it was a “lean” working environment without it feeling spartan.

Next week, I have a short telephone meeting with a Newchip representative. We’ll go over the various accelerator programs they provide and see if my company is a good fit. I’ll keep you updated!